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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,782 | $106,864-39.4% | $147,318-56.0% | $82,637-21.6% |
| Participation rate | 93.6% | 75.5%+18.1pp | 82.1%+11.6pp | 68.1%+25.6pp |
| Annual return | 48.58% | 27.49%+21.1pp | 70.43%-21.9pp | 53.51%-4.9pp |
| Employer contribution / active EE | $10,357 | $3,417+203.1% | $4,593+125.5% | $2,552+305.8% |
| Participant deferral / active EE | $17,039 | $6,496+162.3% | $7,906+115.5% | $4,126+313.0% |
| Admin fee / account holder | $5,040 | $8,415-40.1% | $13,708-63.2% | $7,339-31.3% |