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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,102 | $126,113+41.2% | $116,096+53.4% | $155,188+14.8% |
| Participation rate | 66.7% | 75.1%-8.5pp | 73.3%-6.7pp | 80.8%-14.1pp |
| Annual return | -36.88% | 391.72%-428.6pp | 326.25%-363.1pp | 148.84%-185.7pp |
| Employer contribution / active EE | $3,466 | $2,672+29.7% | $2,503+38.5% | $4,248-18.4% |
| Participant deferral / active EE | $8,119 | $4,162+95.1% | $3,952+105.5% | $6,531+24.3% |
| Admin fee / account holder | $48 | $8,045-99.4% | $7,704-99.4% | $14,480-99.7% |