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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,002 | $125,184+158.8% | $105,607+206.8% | $145,884+122.1% |
| Participation rate | 21.4% | 77.6%-56.2pp | 75.3%-53.8pp | 80.3%-58.9pp |
| Annual return | 18.06% | 225.00%-206.9pp | 116.11%-98.0pp | 551.85%-533.8pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,167-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $0 | $5,714-100.0% | $5,011-100.0% | $6,690-100.0% |
| Admin fee / account holder | $105 | $17,133-99.4% | $10,958-99.0% | $13,392-99.2% |