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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,582 | $156,398+65.3% | $147,318+75.5% | $138,895+86.2% |
| Participation rate | 88.2% | 83.8%+4.5pp | 82.1%+6.2pp | 79.9%+8.3pp |
| Annual return | 18.64% | 78.75%-60.1pp | 70.43%-51.8pp | 145.39%-126.8pp |
| Employer contribution / active EE | $8,082 | $4,853+66.5% | $4,593+76.0% | $4,194+92.7% |
| Participant deferral / active EE | $16,485 | $8,237+100.1% | $7,906+108.5% | $6,396+157.7% |
| Admin fee / account holder | $468 | $14,976-96.9% | $13,708-96.6% | $12,562-96.3% |