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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,449 | $160,070+128.9% | $147,117+149.1% | $145,897+151.2% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 20.96% | 98.69%-77.7pp | 420.54%-399.6pp | 552.29%-531.3pp |
| Employer contribution / active EE | $0 | $5,285-100.0% | $4,932-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,200 | $8,419-85.7% | $8,065-85.1% | $6,689-82.1% |
| Admin fee / account holder | $5,706 | $15,035-62.0% | $12,993-56.1% | $13,390-57.4% |