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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,176 | $181,062-34.2% | $158,223-24.7% | $155,188-23.2% |
| Participation rate | 72.7% | 82.7%-9.9pp | 79.2%-6.5pp | 80.8%-8.1pp |
| Annual return | 16.99% | 57.39%-40.4pp | 52.09%-35.1pp | 148.84%-131.8pp |
| Employer contribution / active EE | $2,374 | $4,565-48.0% | $4,109-42.2% | $4,248-44.1% |
| Participant deferral / active EE | $4,733 | $6,134-22.8% | $5,467-13.4% | $6,531-27.5% |
| Admin fee / account holder | $4,829 | $18,825-74.3% | $16,047-69.9% | $14,480-66.7% |