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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,176 | $174,379-31.7% | $152,093-21.6% | $138,895-14.2% |
| Participation rate | 72.7% | 81.6%-8.9pp | 77.8%-5.0pp | 79.9%-7.2pp |
| Annual return | 16.99% | 74.86%-57.9pp | 66.36%-49.4pp | 145.39%-128.4pp |
| Employer contribution / active EE | $2,374 | $4,652-49.0% | $4,175-43.1% | $4,194-43.4% |
| Participant deferral / active EE | $4,733 | $6,159-23.1% | $5,451-13.2% | $6,396-26.0% |
| Admin fee / account holder | $4,829 | $16,880-71.4% | $14,497-66.7% | $12,562-61.6% |