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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,140 | $99,380-93.8% | $90,312-93.2% | $155,188-96.0% |
| Participation rate | 66.7% | 77.3%-10.7pp | 72.9%-6.2pp | 80.8%-14.1pp |
| Annual return | 20.00% | 19.35%+0.6pp | 18.90%+1.1pp | 148.84%-128.8pp |
| Employer contribution / active EE | $1,576 | $2,390-34.1% | $2,243-29.7% | $4,248-62.9% |
| Participant deferral / active EE | $2,375 | $4,212-43.6% | $3,749-36.7% | $6,531-63.6% |
| Admin fee / account holder | $4,144 | $9,766-57.6% | $8,248-49.8% | $14,480-71.4% |