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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,082 | $99,053-64.6% | $88,179-60.2% | $138,895-74.7% |
| Participation rate | 28.6% | 74.2%-45.7pp | 69.1%-40.6pp | 79.9%-51.3pp |
| Annual return | 14.79% | 78.17%-63.4pp | 64.97%-50.2pp | 145.39%-130.6pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $2,549-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $3,363 | $5,225-35.6% | $4,614-27.1% | $6,396-47.4% |
| Admin fee / account holder | $4,131 | $8,748-52.8% | $7,673-46.2% | $12,562-67.1% |