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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,304 | $100,139+64.1% | $85,187+92.9% | $145,884+12.6% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 15.44% | 84.15%-68.7pp | 66.67%-51.2pp | 551.85%-536.4pp |
| Employer contribution / active EE | $6,510 | $3,238+101.1% | $2,732+138.2% | $4,662+39.6% |
| Participant deferral / active EE | $12,367 | $5,296+133.5% | $4,525+173.3% | $6,690+84.9% |
| Admin fee / account holder | $1,306 | $7,262-82.0% | $6,162-78.8% | $13,392-90.2% |