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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,129 | $174,379-60.9% | $152,093-55.2% | $138,895-50.9% |
| Participation rate | 26.7% | 81.6%-55.0pp | 77.8%-51.1pp | 79.9%-53.3pp |
| Annual return | 20.27% | 74.86%-54.6pp | 66.36%-46.1pp | 145.39%-125.1pp |
| Employer contribution / active EE | $1,964 | $4,652-57.8% | $4,175-53.0% | $4,194-53.2% |
| Participant deferral / active EE | $3,594 | $6,159-41.6% | $5,451-34.1% | $6,396-43.8% |
| Admin fee / account holder | $0 | $16,880-100.0% | $14,497-100.0% | $12,562-100.0% |