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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,051 | $28,624-71.9% | $53,647-85.0% | $82,637-90.3% |
| Participation rate | 19.0% | 47.3%-28.2pp | 56.3%-37.2pp | 68.1%-49.0pp |
| Annual return | 16.94% | 664.98%-648.0pp | 358.33%-341.4pp | 53.51%-36.6pp |
| Employer contribution / active EE | $0 | $637-100.0% | $962-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $0 | $1,196-100.0% | $1,813-100.0% | $4,126-100.0% |
| Admin fee / account holder | $237 | $2,022-88.3% | $2,460-90.4% | $7,339-96.8% |