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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,985 | $174,379-51.8% | $152,093-44.8% | $138,895-39.5% |
| Participation rate | 14.3% | 81.6%-67.4pp | 77.8%-63.5pp | 79.9%-65.6pp |
| Annual return | 26.79% | 74.86%-48.1pp | 66.36%-39.6pp | 145.39%-118.6pp |
| Employer contribution / active EE | $1,580 | $4,652-66.0% | $4,175-62.2% | $4,194-62.3% |
| Participant deferral / active EE | $2,635 | $6,159-57.2% | $5,451-51.7% | $6,396-58.8% |
| Admin fee / account holder | $0 | $16,880-100.0% | $14,497-100.0% | $12,562-100.0% |