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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,115 | $160,040-90.6% | $147,096-89.7% | $145,877-89.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.82% | 98.49%-89.7pp | 419.75%-410.9pp | 551.28%-542.5pp |
| Employer contribution / active EE | $1,372 | $5,289-74.1% | $4,936-72.2% | $4,663-70.6% |
| Participant deferral / active EE | $5,114 | $8,429-39.3% | $8,071-36.6% | $6,691-23.6% |
| Admin fee / account holder | $1,974 | $15,050-86.9% | $13,005-84.8% | $13,402-85.3% |