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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,826 | $154,754-12.2% | $124,206+9.4% | $138,895-2.2% |
| Participation rate | 50.0% | 75.5%-25.5pp | 69.6%-19.6pp | 79.9%-29.9pp |
| Annual return | 16.41% | 709.28%-692.9pp | 515.27%-498.9pp | 145.39%-129.0pp |
| Employer contribution / active EE | $3,360 | $4,446-24.4% | $3,540-5.1% | $4,194-19.9% |
| Participant deferral / active EE | $11,750 | $4,621+154.3% | $3,968+196.2% | $6,396+83.7% |
| Admin fee / account holder | $890 | $6,690-86.7% | $5,929-85.0% | $12,562-92.9% |