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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,594 | $29,319-36.6% | $52,425-64.5% | $82,448-77.4% |
| Participation rate | 38.3% | 46.9%-8.5pp | 55.6%-17.3pp | 68.1%-29.7pp |
| Annual return | 18.09% | 535.20%-517.1pp | 302.12%-284.0pp | 41.64%-23.6pp |
| Employer contribution / active EE | $135 | $586-77.0% | $914-85.2% | $2,551-94.7% |
| Participant deferral / active EE | $472 | $1,171-59.7% | $1,790-73.6% | $4,139-88.6% |
| Admin fee / account holder | $286 | $1,962-85.4% | $2,495-88.5% | $7,234-96.0% |