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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,119 | $117,829-60.0% | $102,423-54.0% | $145,877-67.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 10.48% | 31.83%-21.4pp | 29.42%-18.9pp | 551.28%-540.8pp |
| Employer contribution / active EE | $3,498 | $3,615-3.2% | $3,023+15.7% | $4,663-25.0% |
| Participant deferral / active EE | $10,970 | $5,732+91.4% | $5,054+117.0% | $6,691+64.0% |
| Admin fee / account holder | $327 | $13,335-97.5% | $9,455-96.5% | $13,402-97.6% |