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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,350 | $209,336+65.0% | $197,124+75.2% | $137,256+151.6% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 17.74% | 48.09%-30.4pp | 44.34%-26.6pp | 220.34%-202.6pp |
| Employer contribution / active EE | $189,656 | $6,591+2777.6% | $6,227+2945.5% | $4,156+4463.4% |
| Participant deferral / active EE | $105,363 | $9,614+995.9% | $9,135+1053.4% | $6,407+1544.6% |
| Admin fee / account holder | $751,784 | $17,308+4243.7% | $16,298+4512.7% | $12,270+6026.9% |