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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,350 | $149,040-22.6% | $120,225-4.1% | $137,256-16.0% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 23.53% | 605.68%-582.2pp | 439.23%-415.7pp | 220.34%-196.8pp |
| Employer contribution / active EE | $15,542 | $4,350+257.3% | $3,475+347.2% | $4,156+274.0% |
| Participant deferral / active EE | $12,217 | $4,655+162.5% | $3,999+205.5% | $6,407+90.7% |
| Admin fee / account holder | $2,609 | $6,348-58.9% | $5,696-54.2% | $12,270-78.7% |