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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,350 | $162,529-29.0% | $130,788-11.8% | $154,746-25.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 23.53% | 510.48%-486.9pp | 386.44%-362.9pp | 172.34%-148.8pp |
| Employer contribution / active EE | $15,542 | $4,447+249.5% | $3,558+336.8% | $4,379+254.9% |
| Participant deferral / active EE | $12,217 | $4,808+154.1% | $4,137+195.3% | $6,730+81.5% |
| Admin fee / account holder | $2,609 | $7,669-66.0% | $6,673-60.9% | $14,365-81.8% |