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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,929 | $111,878-78.6% | $93,727-74.5% | $145,897-83.6% |
| Participation rate | 45.0% | 74.2%-29.2pp | 68.7%-23.7pp | 80.3%-35.3pp |
| Annual return | 17.94% | 204.28%-186.3pp | 133.83%-115.9pp | 552.29%-534.4pp |
| Employer contribution / active EE | $724 | $3,092-76.6% | $2,421-70.1% | $4,663-84.5% |
| Participant deferral / active EE | $5,579 | $4,920+13.4% | $4,417+26.3% | $6,689-16.6% |
| Admin fee / account holder | $224 | $10,256-97.8% | $8,292-97.3% | $13,390-98.3% |