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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,518 | $124,213-89.9% | $118,106-89.4% | $154,746-91.9% |
| Participation rate | 93.3% | 83.6%+9.7pp | 81.9%+11.5pp | 80.7%+12.6pp |
| Annual return | 15.47% | 18.29%-2.8pp | 19.44%-4.0pp | 172.34%-156.9pp |
| Employer contribution / active EE | $5,506 | $4,905+12.2% | $4,698+17.2% | $4,379+25.7% |
| Participant deferral / active EE | $9,836 | $6,859+43.4% | $6,619+48.6% | $6,730+46.1% |
| Admin fee / account holder | $3,987 | $9,627-58.6% | $8,973-55.6% | $14,365-72.2% |