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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,518 | $123,898-89.9% | $116,538-89.3% | $155,188-91.9% |
| Participation rate | 93.3% | 83.7%+9.6pp | 82.6%+10.7pp | 80.8%+12.5pp |
| Annual return | 15.47% | 16.04%-0.6pp | 17.97%-2.5pp | 148.84%-133.4pp |
| Employer contribution / active EE | $5,506 | $4,739+16.2% | $4,541+21.2% | $4,248+29.6% |
| Participant deferral / active EE | $9,836 | $6,400+53.7% | $6,207+58.5% | $6,531+50.6% |
| Admin fee / account holder | $3,987 | $9,174-56.5% | $8,737-54.4% | $14,480-72.5% |