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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,891 | $117,859-44.9% | $102,438-36.7% | $145,959-55.5% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 13.30% | 31.72%-18.4pp | 29.37%-16.1pp | 561.95%-548.6pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,024-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $15,003 | $5,732+161.7% | $5,054+196.9% | $6,689+124.3% |
| Admin fee / account holder | $37,462 | $13,318+181.3% | $9,448+296.5% | $13,398+179.6% |