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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,912 | $107,666-89.9% | $102,184-89.3% | $154,746-92.9% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 18.73% | 29.33%-10.6pp | 31.58%-12.9pp | 172.34%-153.6pp |
| Employer contribution / active EE | $4,710 | $3,846+22.5% | $3,594+31.1% | $4,379+7.6% |
| Participant deferral / active EE | $5,965 | $8,719-31.6% | $8,309-28.2% | $6,730-11.4% |
| Admin fee / account holder | $1,338 | $12,943-89.7% | $11,609-88.5% | $14,365-90.7% |