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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,658 | $201,372-59.4% | $184,260-55.7% | $145,884-44.0% |
| Participation rate | 75.0% | 87.5%-12.5pp | 86.8%-11.8pp | 80.3%-5.3pp |
| Annual return | 45.30% | 29.04%+16.3pp | 28.84%+16.5pp | 551.85%-506.5pp |
| Employer contribution / active EE | $9,162 | $7,024+30.4% | $6,427+42.5% | $4,662+96.5% |
| Participant deferral / active EE | $10,654 | $9,808+8.6% | $9,133+16.7% | $6,690+59.3% |
| Admin fee / account holder | $737 | $16,362-95.5% | $13,898-94.7% | $13,392-94.5% |