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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,735 | $108,911-74.5% | $100,392-72.4% | $145,884-81.0% |
| Participation rate | 52.6% | 83.0%-30.3pp | 81.5%-28.9pp | 80.3%-27.7pp |
| Annual return | 15.11% | 58.23%-43.1pp | 49.45%-34.3pp | 551.85%-536.7pp |
| Employer contribution / active EE | $1,496 | $4,420-66.2% | $3,941-62.0% | $4,662-67.9% |
| Participant deferral / active EE | $4,401 | $8,459-48.0% | $8,090-45.6% | $6,690-34.2% |
| Admin fee / account holder | $2,732 | $9,698-71.8% | $7,904-65.4% | $13,392-79.6% |