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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,749 | $117,846-24.7% | $102,434-13.4% | $145,884-39.2% |
| Participation rate | 72.7% | 78.6%-5.9pp | 76.5%-3.8pp | 80.3%-7.6pp |
| Annual return | 16.77% | 31.90%-15.1pp | 29.46%-12.7pp | 551.85%-535.1pp |
| Employer contribution / active EE | $463 | $3,615-87.2% | $3,023-84.7% | $4,662-90.1% |
| Participant deferral / active EE | $3,426 | $5,733-40.2% | $5,055-32.2% | $6,690-48.8% |
| Admin fee / account holder | $4,319 | $13,356-67.7% | $9,462-54.3% | $13,392-67.7% |