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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,396 | $160,028-7.9% | $147,080+0.2% | $145,884+1.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.69% | 98.60%-81.9pp | 420.17%-403.5pp | 551.85%-535.2pp |
| Employer contribution / active EE | $12,644 | $5,286+139.2% | $4,933+156.3% | $4,662+171.2% |
| Participant deferral / active EE | $13,211 | $8,422+56.9% | $8,066+63.8% | $6,690+97.5% |
| Admin fee / account holder | $3,234 | $15,030-78.5% | $12,989-75.1% | $13,392-75.9% |