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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,697 | $28,624+147.0% | $53,647+31.8% | $82,637-14.4% |
| Participation rate | 15.7% | 47.3%-31.6pp | 56.3%-40.6pp | 68.1%-52.3pp |
| Annual return | 20.22% | 664.98%-644.8pp | 358.33%-338.1pp | 53.51%-33.3pp |
| Employer contribution / active EE | $307 | $637-51.8% | $962-68.1% | $2,552-88.0% |
| Participant deferral / active EE | $880 | $1,196-26.4% | $1,813-51.5% | $4,126-78.7% |
| Admin fee / account holder | $2,696 | $2,022+33.4% | $2,460+9.6% | $7,339-63.3% |