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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,749 | $102,393-78.8% | $147,041-85.2% | $80,911-73.1% |
| Participation rate | 96.6% | 75.9%+20.7pp | 82.2%+14.4pp | 67.6%+28.9pp |
| Annual return | 15.28% | 134.95%-119.7pp | 419.21%-403.9pp | 35.63%-20.3pp |
| Employer contribution / active EE | $3,203 | $3,715-13.8% | $4,935-35.1% | $2,756+16.2% |
| Participant deferral / active EE | $6,198 | $6,647-6.8% | $8,071-23.2% | $4,297+44.2% |
| Admin fee / account holder | $2,237 | $7,943-71.8% | $13,006-82.8% | $6,935-67.7% |