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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,807 | $132,099-81.2% | $115,599-78.5% | $138,895-82.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 21.48% | 176.76%-155.3pp | 111.10%-89.6pp | 145.39%-123.9pp |
| Employer contribution / active EE | $3,665 | $3,416+7.3% | $2,955+24.0% | $4,194-12.6% |
| Participant deferral / active EE | $6,108 | $5,617+8.7% | $4,889+24.9% | $6,396-4.5% |
| Admin fee / account holder | $7,111 | $15,650-54.6% | $12,841-44.6% | $12,562-43.4% |