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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,193 | $125,184-85.5% | $105,607-82.8% | $145,884-87.5% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 15.35% | 225.00%-209.7pp | 116.11%-100.8pp | 551.85%-536.5pp |
| Employer contribution / active EE | $6,457 | $3,720+73.6% | $3,167+103.9% | $4,662+38.5% |
| Participant deferral / active EE | $11,542 | $5,714+102.0% | $5,011+130.3% | $6,690+72.5% |
| Admin fee / account holder | $8,431 | $17,133-50.8% | $10,958-23.1% | $13,392-37.0% |