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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,718 | $182,442+91.7% | $163,379+114.1% | $138,895+151.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 13.04% | 72.74%-59.7pp | 63.41%-50.4pp | 145.39%-132.4pp |
| Employer contribution / active EE | $27,441 | $4,159+559.7% | $3,752+631.3% | $4,194+554.3% |
| Participant deferral / active EE | $22,355 | $6,817+227.9% | $6,282+255.9% | $6,396+249.5% |
| Admin fee / account holder | $1,939 | $10,396-81.4% | $9,818-80.3% | $12,562-84.6% |