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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,879 | $160,028-82.0% | $147,080-80.4% | $145,884-80.2% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 15.41% | 98.60%-83.2pp | 420.17%-404.8pp | 551.85%-536.4pp |
| Employer contribution / active EE | $2,872 | $5,286-45.7% | $4,933-41.8% | $4,662-38.4% |
| Participant deferral / active EE | $7,379 | $8,422-12.4% | $8,066-8.5% | $6,690+10.3% |
| Admin fee / account holder | $636 | $15,030-95.8% | $12,989-95.1% | $13,392-95.2% |