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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,169 | $114,119-90.2% | $107,187-89.6% | $138,895-92.0% |
| Participation rate | 83.3% | 78.1%+5.3pp | 75.0%+8.3pp | 79.9%+3.4pp |
| Annual return | 25.56% | 273.21%-247.6pp | 204.55%-179.0pp | 145.39%-119.8pp |
| Employer contribution / active EE | $1,257 | $4,059-69.0% | $3,782-66.8% | $4,194-70.0% |
| Participant deferral / active EE | $2,073 | $5,538-62.6% | $5,096-59.3% | $6,396-67.6% |
| Admin fee / account holder | $877 | $10,024-91.3% | $9,162-90.4% | $12,562-93.0% |