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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,049 | $81,262-38.4% | $155,602-67.8% | $80,911-38.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 10.73% | 33.34%-22.6pp | 64.81%-54.1pp | 35.63%-24.9pp |
| Employer contribution / active EE | $3,496 | $3,102+12.7% | $4,675-25.2% | $2,756+26.8% |
| Participant deferral / active EE | $4,533 | $3,451+31.3% | $5,629-19.5% | $4,297+5.5% |
| Admin fee / account holder | $31,343 | $7,992+292.2% | $15,923+96.8% | $6,935+352.0% |