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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,049 | $81,331-38.5% | $155,534-67.8% | $80,935-38.2% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.73% | 33.37%-22.6pp | 64.92%-54.2pp | 35.66%-24.9pp |
| Employer contribution / active EE | $3,496 | $3,105+12.6% | $4,675-25.2% | $2,757+26.8% |
| Participant deferral / active EE | $4,533 | $3,454+31.2% | $5,630-19.5% | $4,299+5.4% |
| Admin fee / account holder | $31,343 | $7,999+291.8% | $15,900+97.1% | $6,924+352.7% |