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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,299 | $99,053+50.7% | $88,179+69.3% | $138,895+7.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 10.18% | 78.17%-68.0pp | 64.97%-54.8pp | 145.39%-135.2pp |
| Employer contribution / active EE | $4,147 | $2,882+43.9% | $2,549+62.7% | $4,194-1.1% |
| Participant deferral / active EE | $14,628 | $5,225+179.9% | $4,614+217.1% | $6,396+128.7% |
| Admin fee / account holder | $1,008 | $8,748-88.5% | $7,673-86.9% | $12,562-92.0% |