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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,349 | $108,922-85.0% | $100,398-83.7% | $145,978-88.8% |
| Participation rate | 47.4% | 83.0%-35.6pp | 81.5%-34.1pp | 80.3%-32.9pp |
| Annual return | 11.11% | 58.04%-46.9pp | 49.32%-38.2pp | 550.52%-539.4pp |
| Employer contribution / active EE | $0 | $4,426-100.0% | $3,946-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,732 | $8,450-79.5% | $8,084-78.6% | $6,690-74.1% |
| Admin fee / account holder | $2,480 | $9,680-74.4% | $7,893-68.6% | $13,400-81.5% |