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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,225 | $156,398+19.7% | $147,318+27.1% | $138,895+34.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.93% | 78.75%-63.8pp | 70.43%-55.5pp | 145.39%-130.5pp |
| Employer contribution / active EE | $6,318 | $4,853+30.2% | $4,593+37.6% | $4,194+50.6% |
| Participant deferral / active EE | $10,191 | $8,237+23.7% | $7,906+28.9% | $6,396+59.3% |
| Admin fee / account holder | $5,806 | $14,976-61.2% | $13,708-57.6% | $12,562-53.8% |