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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,743 | $160,028-89.5% | $147,080-88.6% | $145,884-88.5% |
| Participation rate | 79.2% | 84.0%-4.9pp | 82.2%-3.0pp | 80.3%-1.1pp |
| Annual return | 20.14% | 98.60%-78.5pp | 420.17%-400.0pp | 551.85%-531.7pp |
| Employer contribution / active EE | $0 | $5,286-100.0% | $4,933-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,942 | $8,422-53.2% | $8,066-51.1% | $6,690-41.1% |
| Admin fee / account holder | $306 | $15,030-98.0% | $12,989-97.6% | $13,392-97.7% |