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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,316 | $87,060-80.1% | $105,591-83.6% | $80,911-78.6% |
| Participation rate | 95.7% | 70.4%+25.2pp | 75.3%+20.4pp | 67.6%+28.0pp |
| Annual return | 14.90% | 17.05%-2.2pp | 116.43%-101.5pp | 35.63%-20.7pp |
| Employer contribution / active EE | $2,060 | $2,396-14.0% | $3,166-34.9% | $2,756-25.3% |
| Participant deferral / active EE | $3,937 | $3,986-1.2% | $5,008-21.4% | $4,297-8.4% |
| Admin fee / account holder | $2,836 | $8,442-66.4% | $11,024-74.3% | $6,935-59.1% |