Filings through Oct 24, 2026.

Retirement plan

HBH Holdings Inc. 401(k)

Name: HBH HOLDINGS, INC. - HBH HOLDINGS INC. 401(K) (2025) Form 5500
Creator: HBH HOLDINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HBH HOLDINGS INC. 401(K), HBH HOLDINGS, INC.

HBH Holdings, Inc.EIN 81-3873633Plan #004PY 2025

4955 SPRING GROVE AVENUE - CINCINNATI, OH 45232513-482-7197

Prospect flagsHigh feesFailed to transmit contributionsFew collective trustsFund lineup: 29 funds, $61.5M

How to read this page

Total assets (EOY)

$63M

No prior year

Total participants

703

No prior year

Average account balance

$92,590

No prior year

Annual return

15.99%

No prior year

Benchmarks

See 2,358 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort2,358 peers

Snapshot2025

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Analytics

Less than 3 years of history available for this plan

We'll show a chart here once at least 3 consecutive filings are on record.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
PCS RETIREMENT, LLC1+ years Service code 12 · EIN 23-3038464	Participant loan processing; Contract...	$122,020
OCTAVIA WEALTH ADVISORS LLC1+ years Service code 27 9999 CARVER ROAD STE 130 · CINCINNATI, OH 45242	Advisory (Plan)	$53,154
BRINKER CAPITAL1+ years Filed as: BRINKER CAPITAL, INC. Service code 28 · EIN 23-2829742	Investment Management	$43,217
BARNES DENNIG1+ years Service code 10 PO BOX 933309 · CLEVELAND, OH 44193	Accounting	$16,380

Fund lineup

CSV with Pro

29 funds of $250K or more; 31 lines in all, holding $61.5M of the plan's $63.0M. From the 2025 filing. Recordkeeper: Not identified.

In collective trusts0%median 0% for plans of $50M to $250M (12,424 plans)

In index funds74%median 25% for plans of $50M to $250M (12,424 plans)

In the main target-date series0%median 37% for plans of $50M to $250M (12,424 plans)

Employer stockNo

Fund	Manager	Vehicle	Dollars	% of funds%
Vanguard Total Stock Market Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$13.7M	22.2%
iShares Core MSCI Total International Stock ETF BlackRock · ETF Index	BlackRock	ETF	$7.5M	12.2%
iShares Core SandP 500 BlackRock · ETF Index	BlackRock	ETF	$7.2M	11.7%
iShares Core U.S. Aggregate Bond ETF BlackRock · ETF Index	BlackRock	ETF	$4.2M	6.9%
DoubleLine Total Return Bond Fund Class I DoubleLine · Mutual fund	DoubleLine	Mutual fund	$3.8M	6.2%
Vanguard Mega Cap ETF Vanguard · ETF Index	Vanguard	ETF	$2.5M	4.1%
Vanguard Mid-Cap Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$2.3M	3.8%
Vanguard Small-Cap Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$1.9M	3.2%
Fidelity International Index Fund Fidelity (FMR) · Mutual fund Index	Fidelity (FMR)	Mutual fund	$1.8M	3.0%
Morley Stable Value Fund Principal · Stable value Stable value	Principal	Stable value	$1.7M	2.8%

See the other 21 lines in this lineup with Pro.

Covers 71,097 large plans that list their funds in their annual filing. Updated Nov 3, 2026. Shares describe these plans, not the whole market.

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$235K

$436 / participant

Investment mgmt$96K41.0%
Contract admin$122K52.0%
Other / not subdivided$16K7.0%

% of EOY assets

0.373%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: BARNES DENNIG & COMPANY LTD
Auditor EIN: 311119890
Audit fees: $16,380
Opinion code: Unqualified

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Provider

Service type

Compensation

PCS RETIREMENT, LLC1+ years

Service code 12 · EIN 23-3038464

Participant loan processing; Contract...

$122,020

OCTAVIA WEALTH ADVISORS LLC1+ years

Service code 27

9999 CARVER ROAD STE 130 · CINCINNATI, OH 45242

Advisory (Plan)

$53,154

BRINKER CAPITAL1+ years

Filed as: BRINKER CAPITAL, INC.

Service code 28 · EIN 23-2829742

Investment Management

$43,217

BARNES DENNIG1+ years

Service code 10

PO BOX 933309 · CLEVELAND, OH 44193

Accounting

$16,380

Fund

Dollars

% of funds%

Vanguard Total Stock Market Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$13.7M

22.2%

iShares Core MSCI Total International Stock ETF

BlackRock · ETF

Index

$7.5M

12.2%

iShares Core SandP 500

BlackRock · ETF

Index

$7.2M

11.7%

iShares Core U.S. Aggregate Bond ETF

BlackRock · ETF

Index

$4.2M

6.9%

DoubleLine Total Return Bond Fund Class I

DoubleLine · Mutual fund

$3.8M

6.2%

Vanguard Mega Cap ETF

Vanguard · ETF

Index

$2.5M

4.1%

Vanguard Mid-Cap Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$2.3M

3.8%

Vanguard Small-Cap Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$1.9M

3.2%

Fidelity International Index Fund

Fidelity (FMR) · Mutual fund

Index

$1.8M

3.0%

Morley Stable Value Fund

Principal · Stable value

Stable value

$1.7M

2.8%

HBH Holdings Inc. 401(k)

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HBH Holdings Inc. 401(k)

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion