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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,670 | $160,040-45.2% | $147,096-40.4% | $145,877-39.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.70% | 98.49%-84.8pp | 419.75%-406.1pp | 551.28%-537.6pp |
| Employer contribution / active EE | $2,381 | $5,289-55.0% | $4,936-51.8% | $4,663-48.9% |
| Participant deferral / active EE | $9,742 | $8,429+15.6% | $8,071+20.7% | $6,691+45.6% |
| Admin fee / account holder | $3,418 | $15,050-77.3% | $13,005-73.7% | $13,402-74.5% |