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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,083 | $183,592+25.9% | $155,574+48.5% | $145,877+58.4% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 15.07% | 61.37%-46.3pp | 64.87%-49.8pp | 551.28%-536.2pp |
| Employer contribution / active EE | $2,826 | $5,317-46.8% | $4,676-39.6% | $4,663-39.4% |
| Participant deferral / active EE | $11,288 | $6,466+74.6% | $5,629+100.5% | $6,691+68.7% |
| Admin fee / account holder | $5,338 | $19,316-72.4% | $15,914-66.5% | $13,402-60.2% |