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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,383 | $183,592-75.3% | $155,574-70.8% | $145,877-68.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.55% | 61.37%-50.8pp | 64.87%-54.3pp | 551.28%-540.7pp |
| Employer contribution / active EE | $21,079 | $5,317+296.5% | $4,676+350.8% | $4,663+352.0% |
| Participant deferral / active EE | $4,768 | $6,466-26.3% | $5,629-15.3% | $6,691-28.7% |
| Admin fee / account holder | $630 | $19,316-96.7% | $15,914-96.0% | $13,402-95.3% |