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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,883 | $97,765+60.5% | $103,486+51.6% | $145,884+7.5% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 26.37% | 25.44%+0.9pp | 23.93%+2.4pp | 551.85%-525.5pp |
| Employer contribution / active EE | $13,168 | $4,687+180.9% | $4,679+181.4% | $4,662+182.4% |
| Participant deferral / active EE | $23,450 | $6,606+255.0% | $6,628+253.8% | $6,690+250.5% |
| Admin fee / account holder | $20,518 | $12,505+64.1% | $9,354+119.4% | $13,392+53.2% |