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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,883 | $97,751+60.5% | $103,447+51.7% | $145,877+7.5% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 26.37% | 25.43%+0.9pp | 23.92%+2.5pp | 551.28%-524.9pp |
| Employer contribution / active EE | $13,168 | $4,684+181.1% | $4,678+181.5% | $4,663+182.4% |
| Participant deferral / active EE | $23,450 | $6,603+255.1% | $6,624+254.0% | $6,691+250.5% |
| Admin fee / account holder | $20,518 | $12,515+63.9% | $9,415+117.9% | $13,402+53.1% |