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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $30,715 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,164 | $102,429-31.5% | $147,096-52.3% | $80,925-13.3% |
| Participation rate | 88.8% | 75.9%+12.9pp | 82.2%+6.6pp | 67.7%+21.1pp |
| Annual return | 19.88% | 135.02%-115.1pp | 419.75%-399.9pp | 35.65%-15.8pp |
| Employer contribution / active EE | $1,285 | $3,716-65.4% | $4,936-74.0% | $2,756-53.4% |
| Participant deferral / active EE | $22,599 | $6,649+239.9% | $8,071+180.0% | $4,299+425.7% |
| Admin fee / account holder | $216 | $7,957-97.3% | $13,005-98.3% | $6,940-96.9% |