Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,787 | $55,930-27.1% | $76,089-46.4% | $80,925-49.6% |
| Participation rate | 27.8% | 62.1%-34.3pp | 69.1%-41.3pp | 67.7%-39.9pp |
| Annual return | 9.27% | 20.58%-11.3pp | 360.94%-351.7pp | 35.65%-26.4pp |
| Employer contribution / active EE | $207 | $1,866-88.9% | $2,690-92.3% | $2,756-92.5% |
| Participant deferral / active EE | $3,167 | $3,051+3.8% | $4,259-25.6% | $4,299-26.3% |
| Admin fee / account holder | $25,048 | $5,241+378.0% | $6,418+290.3% | $6,940+260.9% |