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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,354 | $174,379-42.5% | $152,093-34.0% | $138,895-27.7% |
| Participation rate | 66.7% | 81.6%-15.0pp | 77.8%-11.1pp | 79.9%-13.3pp |
| Annual return | 14.41% | 74.86%-60.5pp | 66.36%-52.0pp | 145.39%-131.0pp |
| Employer contribution / active EE | $923 | $4,652-80.2% | $4,175-77.9% | $4,194-78.0% |
| Participant deferral / active EE | $6,706 | $6,159+8.9% | $5,451+23.0% | $6,396+4.8% |
| Admin fee / account holder | $473 | $16,880-97.2% | $14,497-96.7% | $12,562-96.2% |