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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,135 | $211,105-96.6% | $178,449-96.0% | $145,978-95.1% |
| Participation rate | 83.3% | 80.8%+2.5pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 3.02% | 30.19%-27.2pp | 27.09%-24.1pp | 550.52%-547.5pp |
| Employer contribution / active EE | $1,158 | $4,569-74.6% | $3,951-70.7% | $4,662-75.2% |
| Participant deferral / active EE | $0 | $6,959-100.0% | $6,277-100.0% | $6,690-100.0% |
| Admin fee / account holder | $551 | $12,017-95.4% | $10,362-94.7% | $13,400-95.9% |