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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $43,769 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,792 | $110,483-43.2% | $145,433-56.8% | $79,634-21.1% |
| Participation rate | 74.4% | 71.1%+3.3pp | 82.1%-7.7pp | 62.5%+12.0pp |
| Annual return | 32.70% | 24.62%+8.1pp | 66.58%-33.9pp | 36.46%-3.8pp |
| Employer contribution / active EE | $9 | $4,053-99.8% | $4,554-99.8% | $2,529-99.6% |
| Participant deferral / active EE | $14,751 | $7,216+104.4% | $7,897+86.8% | $3,835+284.7% |
| Admin fee / account holder | $87 | $680-87.2% | $13,129-99.3% | $1,002-91.3% |