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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,532 | $110,410-25.2% | $102,437-19.4% | $145,897-43.4% |
| Participation rate | 71.4% | 77.9%-6.5pp | 74.5%-3.1pp | 80.3%-8.9pp |
| Annual return | 10.95% | 24.85%-13.9pp | 24.95%-14.0pp | 552.29%-541.3pp |
| Employer contribution / active EE | $2,093 | $4,217-50.4% | $3,871-45.9% | $4,663-55.1% |
| Participant deferral / active EE | $11,531 | $5,622+105.1% | $5,060+127.9% | $6,689+72.4% |
| Admin fee / account holder | $383 | $9,745-96.1% | $8,388-95.4% | $13,390-97.1% |