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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,554 | $201,370-88.8% | $184,256-87.8% | $145,897-84.5% |
| Participation rate | 72.7% | 87.5%-14.8pp | 86.8%-14.1pp | 80.3%-7.6pp |
| Annual return | 18.47% | 29.05%-10.6pp | 28.85%-10.4pp | 552.29%-533.8pp |
| Employer contribution / active EE | $1,022 | $7,024-85.4% | $6,427-84.1% | $4,663-78.1% |
| Participant deferral / active EE | $3,846 | $9,808-60.8% | $9,133-57.9% | $6,689-42.5% |
| Admin fee / account holder | $508 | $16,364-96.9% | $13,899-96.3% | $13,390-96.2% |